Affiliate Program Terms and Conditions (please read before applying)

These terms govern participation in the GTO Financials affiliate program. By applying, you agree to everything below.

1. Acceptance and eligibility

Participation in this program is by approval only. Submitting an application does not create an affiliate relationship until we approve it in writing.

To be eligible you must:

  • Be at least 18 years old and legally able to enter into a contract
  • Provide accurate information on your application, including a valid payment email and a truthful description of how you intend to promote us
  • Maintain a website, social media presence or audience that you actually control
  • Comply with all applicable laws in your jurisdiction, including advertising and consumer protection laws

We may approve or decline any application at our sole discretion and are not required to give a reason. We may also decline applicants whose audience, content or promotional history we consider incompatible with our brand.

By submitting an application you confirm that you have read these terms and agree to be bound by them.

2. Affiliate links and tracking

Once approved you receive a unique affiliate link and access to an affiliate dashboard showing your clicks, commissions and payment status.

Credit is assigned as follows:

  • When someone clicks your link, a tracking cookie is placed in their browser for 60 days
  • If that person purchases a course within those 60 days, the sale is credited to you
  • Where more than one affiliate link has been clicked, the most recent link before purchase receives the credit
  • If the cookie is deleted, blocked, or the purchase is made on a different device or browser, the sale may not be credited and no commission will be owed

You are responsible for using your link correctly. We are not liable for commissions lost through incorrect link use, link shorteners that strip tracking, browser privacy settings, ad blockers or any other technical cause outside our control.

You may append your affiliate identifier to any page on our website, so you can link directly to a specific course rather than the homepage.

3. Commissions

You earn 25% of the purchase price on qualifying course sales generated through your affiliate link.

Commission is calculated on the amount the customer actually pays, after any discount or coupon, and excludes taxes and any fees.

A sale qualifies when all of the following are true:

  • The purchase was made within the 60 day tracking window following a click on your link
  • Payment cleared in full
  • The customer is a genuine third party, not you, a member of your household, or an account you control
  • The refund period has passed without a refund, chargeback or dispute

The following do not earn commission: your own purchases, purchases by accounts you control, free enrollments, sales where the customer requested a refund, and sales we determine in good faith to have resulted from a violation of these terms.

We may change the commission rate at any time on notice. A change applies only to sales occurring after the change takes effect and never reduces commission already earned.

4. Payment

Commission rate25% of the amount paid
Holding period30 days from the date of sale
Minimum payout$50 in cleared commissions
CurrencyUS dollars
MethodSent to the payment email on your affiliate account

Commissions are held for 30 days after the sale before becoming payable. This allows the refund window to close.

Once your cleared commissions reach $50, payment is issued to the payment email on your account. Balances below $50 roll forward until the threshold is met.

You are responsible for keeping your payment details current. We are not liable for payments sent to an incorrect or outdated address you provided, and we may withhold payment until valid details are supplied.

We may withhold payment while investigating a suspected breach of these terms.

5. Refunds, chargebacks and reversals

If a sale is refunded, charged back or disputed, the commission on that sale is cancelled.

Where the commission has not yet been paid, it is simply removed from your balance. Where it has already been paid, we may deduct the amount from your next payment or, if no further payment is due, request repayment.

Repeated refunds on sales you generate may be treated as a sign of misleading promotion and may result in suspension or removal from the program.

6. How you may promote us

Disclosure is mandatory

US Federal Trade Commission rules require you to disclose that you earn a commission. This is not optional and it is not satisfied by a note in your bio or a link in a profile page.

Every post, video, email or page containing your affiliate link must carry a clear disclosure that a reasonable person will notice before they click. Acceptable wording includes “I earn a commission if you enroll through my link” or a clearly placed #ad. Vague abbreviations such as “sp”, “collab” or “partner” are not acceptable.

Placement rules:

  • In written posts, place the disclosure near the link, above any “read more” cut, not buried in a block of hashtags
  • In video, state it out loud and show it on screen long enough to read, not only in the description
  • In live streams, repeat it periodically
  • In email, include it in the body, not the footer

Represent us honestly

Only promote courses you have a genuine basis to recommend. Describe what the courses actually teach. If you have taken a course, say so truthfully. If you have not, do not imply that you have.

Required risk language

Any promotion that references trading, markets, profits or financial outcomes must include a risk statement in the same piece of content. Use this or equivalent wording:

Trading foreign exchange carries a high level of risk and is not suitable for every investor. You can lose some or all of your capital. Past performance does not indicate future results. GTO Financials provides education, not financial advice.

7. Claims you may never make

This section is the most important in this agreement. A single affiliate making a false earnings claim can create legal liability for GTO Financials, and we enforce this strictly.

You may not, in any medium:

  • Guarantee, promise or imply any specific profit, income, return or rate of return from trading
  • State or imply that our courses will make someone money, replace their income, or produce financial freedom
  • Present hypothetical, simulated or backtested results as if they were real
  • Fabricate, exaggerate or misattribute trading results, screenshots, account balances or testimonials
  • Use another person’s results as if they were your own
  • Describe trading as low risk, risk free, easy, passive or suitable for everyone
  • Suggest that someone should trade with money they cannot afford to lose, or with borrowed funds
  • Claim that GTO Financials is a broker, fund, signal service, investment adviser or regulated financial firm
  • Offer personalised financial, investment, tax or legal advice while promoting us
  • Claim any endorsement, affiliation or regulatory approval that does not exist

If you share your own real trading results, they must be genuinely yours, accurately presented, and accompanied by a clear statement that individual results vary and that most traders lose money.

We may require you to remove or amend any promotional content at any time. You must comply promptly.

8. Promotional methods that are not allowed

You may not:

  • Send unsolicited email, SMS or direct messages, or promote us on any list you did not build with consent
  • Bid on “GTO Financials”, variations, misspellings or our course names in paid search, or use them in ad display URLs
  • Run paid ads that send traffic directly to our website without our written permission
  • Register domain names, social accounts or usernames containing our name or a confusingly similar variation
  • Use cookie stuffing, forced clicks, hidden iframes, pop-unders, adware, browser extensions or any method that sets tracking without a genuine click
  • Place your link on coupon, deal, cashback or discount sites, or advertise discount codes we have not issued
  • Purchase through your own link or arrange for others to do so on your behalf
  • Create multiple affiliate accounts
  • Post your link on sites containing adult, hateful, violent, discriminatory or illegal content
  • Copy our website, emails or course content, or present yourself as GTO Financials or as speaking on our behalf
  • Use automated tools, bots or purchased traffic to generate clicks

Any commission arising from these activities is void. Serious or repeated breaches result in removal from the program and forfeiture of unpaid commissions.

9. Use of our name and materials

We grant you a limited, non-exclusive, revocable licence to use the GTO Financials name, logo and any promotional materials we supply, solely to promote our courses under these terms.

You may not alter our logo, combine it with other marks, or use it in a way that suggests you are GTO Financials or that we endorse your other products or services.

Course content, videos, worksheets and materials remain our property. You may not reproduce, excerpt, resell or give away any part of a course.

This licence ends immediately when your participation in the program ends. You must then remove our name, logo and affiliate links from all of your channels.

10. Your status and your taxes

You are an independent contractor. Nothing in this agreement creates an employment relationship, partnership, joint venture or agency between you and GTO Financials.

You have no authority to make any commitment, representation or warranty on our behalf.

You are solely responsible for reporting and paying all taxes on commissions you receive. We do not withhold tax. Where required by law we may ask you to complete a tax form, such as a W-9 or W-8BEN, before issuing payment, and may withhold payment until we receive it.

11. Suspension and termination

Either party may end this agreement at any time, for any reason, with written notice. Email is sufficient.

If you leave voluntarily or we end your participation without cause, commissions already earned and past the holding period will be paid at the next payment run, subject to the minimum payout threshold.

If we terminate you for breach of these terms, including any prohibited claim or promotional method, unpaid commissions are forfeited and we may reverse commissions already paid on affected sales.

We may suspend your account and withhold payment while we investigate a suspected breach. We will tell you what we are investigating and give you a reasonable opportunity to respond.

On termination you must remove all affiliate links, our name and our logo from your channels within seven days.

12. Changes to the program

We may modify these terms, the commission rate, the tracking window, the payout threshold or any other aspect of the program at any time.

We will give notice by email to the address on your affiliate account, or by posting the updated terms on our website. Changes take effect 14 days after notice.

Continuing to use your affiliate link after that date means you accept the updated terms. If you do not accept them, stop using your link and tell us you are leaving the program.

We may also discontinue the affiliate program entirely on 30 days notice, in which case earned commissions past the holding period will be paid regardless of the minimum threshold.

13. General

No guarantee of earnings. We make no promise that you will earn any particular amount, or anything at all, from this program. Your results depend entirely on your own efforts.

Indemnity. You agree to indemnify and hold harmless GTO Financials, its owners and its personnel against any claim, loss, liability or expense, including reasonable legal fees, arising from your promotional activity, your breach of these terms, or any claim you make about our courses or about trading.

Limitation of liability. To the fullest extent permitted by law, our total liability to you under this agreement is limited to the total commissions paid to you in the six months before the event giving rise to the claim. We are not liable for indirect, incidental or consequential loss, including lost profits.

Governing law. This agreement is governed by the laws of the State of Texas, without regard to conflict of law principles. Any dispute will be brought in the state or federal courts located in Harris County, Texas.

Severability. If any provision is found unenforceable, the remainder stays in force.

Entire agreement. These terms are the complete agreement between us regarding the affiliate program and supersede any prior discussion or understanding.

Assignment. You may not transfer your affiliate account or your rights under this agreement without our written consent.

14. Contact

Questions about the affiliate program, your commissions or these terms:

GTO Financials
Email: globaltakeoverfx@gmail.com
Phone: (346) 661-2723

If you are unsure whether a piece of promotional content complies with these terms, ask before you publish it. We would rather answer a question than take content down.