Terms and Conditions

Effective Date: May 21, 2026

1. Acceptance of Terms

By browsing our platforms, establishing member portal logins, purchasing the 5-Day Online Course, or registering for the 5-Day Texas In-Person workshop, you enter a legally binding contract and agree to comply entirely with these Terms and Conditions. If you object to any contractual criteria outlined herein, you are restricted from accessing our academy infrastructure.

2. Educational Scope & Earnings Disclaimer

CRITICAL RISK DISCLOSURE: GTO Financials is strictly an educational institution. We do not operate as registered investment advisors, broker-dealers, or financial asset managers. Mauricio J. Castillo and all academy facilitators deliver instructional strategy theory only.

All training manuals, software tools, live streams, and community communications are intended exclusively for educational demonstration purposes. Foreign Exchange (Forex) speculation carries exceptional financial risk and may result in the complete depletion of trading capital. Past performance markers or student reviews do not reflect guaranteed future performance. You assume absolute liability for all live market execution and risk allocation decisions.

3. Intellectual Property Rights

The entire curriculum architecture, software logic, text formats, interface mockups, videos, text layers, gold GTO emblems, and trade secrets are the exclusive proprietary property of GTO Financials. Members are granted a non-transferable, revocable, private viewing license. Any unauthorized screen recording, sharing of course logins, unauthorized commercial distribution, or intellectual property reproduction will result in immediate community termination without a refund and legal prosecution.

4. Payment, Enrollment, and Refund Policies

Academy seat allocations, course access provisions, and digital download keys are authorized only following verified transaction processing. Due to the high value, downloadable nature of our 1,000+ hour technical mastery library and immediate private ecosystem onboarding, all sales for digital courses, digital modules, and community access updates are strictly non-refundable.

Cancellations or modifications to physical in-person workshops scheduled in Houston, Texas, must follow specified enrollment agreements issued at the time of reservation.

5. Code of Conduct & Account Termination

Members admitted into our private Discord or community platforms are expected to operate with utmost professional integrity and discipline. GTO Financials maintains absolute discretionary rights to permanently terminate member portal access, block account verification, and expel users from community systems without notice or financial recourse if they display toxic behavioral patterns, distribute unapproved indicator signals, promote third-party affiliate programs, or harass other academy members.

6. Limitation of Liability

GTO Financials, its principal officers, directors, mentors, and corporate affiliates shall under no circumstances be held responsible or liable for any structural trading losses, capital drawdowns, database access disruptions, systemic platform errors, or secondary damages arising directly or indirectly out of the utilization or reliance on our technical frameworks, psychological rules, or educational platforms.